Last Updated: July 29, 2025
Welcome to EasyKharcha! These Terms and Conditions ("Terms") govern your use of the EasyKharcha mobile application ("App") and related services. By accessing or using our App, you agree to be bound by these Terms.
Acceptance of Terms
By downloading, installing, or using EasyKharcha, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use our App.
Description of Service
EasyKharcha is a personal finance application that helps users:
- Track income and expenses
- Manage personal budgets
- Categorize financial transactions
- Generate spending reports and insights
- Optionally participate in our referral program
The App is provided for personal, non-commercial use only.
User Registration and Account Security
To access certain features, you may need to create an account. You agree to:
- Provide accurate and complete registration information
- Maintain the security of your account credentials
- Promptly update any changes to your information
- Accept responsibility for all activities under your account
Acceptable Use and Restrictions
You agree to use EasyKharcha only for lawful purposes and in accordance with these Terms. You must not:
- Prohibited Use the App for any fraudulent or illegal activities
- Prohibited Attempt to gain unauthorized access to our systems or other accounts
- Prohibited Reverse engineer, decompile, or disassemble any part of the App
- Prohibited Use automated systems (bots, scrapers, etc.) to access the App
- Prohibited Abuse our referral system through fraudulent means
- Prohibited Transmit viruses or any malicious code
- Prohibited Harass, threaten, or harm other users
Any violation of these restrictions may result in immediate termination of your account.
Data Responsibility
Your Data
You retain ownership of all personal and financial data you enter into EasyKharcha. We do not claim ownership of your data.
Data Accuracy
You are solely responsible for the accuracy and completeness of the data you enter into the App. EasyKharcha is not responsible for any errors or omissions in your financial records.
Data Security
We implement industry-standard security measures to protect your data. However, no electronic transmission or storage is 100% secure. You acknowledge this inherent risk and agree to take reasonable precautions with your account credentials.
Intellectual Property
All rights, title, and interest in and to the EasyKharcha App, including all intellectual property rights, are and will remain the exclusive property of EasyKharcha and its licensors.
You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes in accordance with these Terms.
Account Suspension and Termination
We reserve the right to suspend or terminate your access to EasyKharcha at our sole discretion, without notice, for conduct that we believe:
- Violates these Terms
- Violates applicable laws or regulations
- Is harmful to other users, us, or third parties
- Constitutes fraudulent or abusive activity
You may terminate your account at any time by contacting us or through account settings.
Disclaimers
No Financial Advice
EasyKharcha provides a tool for tracking personal finances but does not provide financial, investment, tax, or legal advice. The information presented should not be construed as professional advice. Always consult qualified professionals for advice regarding your specific financial situation.
Service "As Is"
The App is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the App will be uninterrupted, secure, or error-free.
Third-Party Services
EasyKharcha may integrate with third-party services. We are not responsible for the content or practices of these services.
Limitation of Liability
To the maximum extent permitted by law, EasyKharcha shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:
- Your use or inability to use the App
- Any unauthorized access to or use of our servers and/or any personal information stored therein
- Any errors or omissions in any content
- Any decisions made based on information provided by the App
Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes through the App or via email. Your continued use of EasyKharcha after such changes constitutes your acceptance of the new Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.
Contact Information
For any questions, concerns, or notices regarding these Terms, please contact us at: